Insurance for Contract Lobbyists

State Capitol Insurance is a risk retention group (RRG) formed by the members of the National Association of State Lobbyists (NASL) to meet the growing and unique Professional Liability exposures of its registered contract lobbying members.

We are proud to provide all State and Federal lobbying professionals with a first-of-its-kind insurance program.

If you are a lobbyist in need of Errors & Omissions (E&O) Liability insurance, contact us directly and … Be Part of the Contract Lobbyist Solution.



State Capitol Insurance was launched in January 2011, but its foundation dates back to 2005 when during the first annual meeting of NASL, the lack of Lobbyist E&O insurance was specifically identified as a major issue impacting the contract lobbyist profession throughout the country.  Risk managers and corporate counsels for Fortune 500 type companies who retain state contract lobbyists recommend that their governmental affairs lobbyists carry a minimum of $1,000,000 in proper Professional Liability coverage, along with other proof of insurance requirements.  State contract lobbyists who are not attorneys, and comprise over 70% of the profession, realized that adequate insurance options were simply not available in the United States.


E&O coverage is a best practice that should be secured by every contract lobbyist.  Each day, more and more corporations demand E&O coverage as a requirement to represent them. State Capitol Insurance not only meets this demand, but helps keep insured members updated with recommendations on ethics, continuing education, risk management, client communication and other public affairs best practices.




With no traditional insurance options, State Capitol founders realized that in order to serve the best interests of contract lobbyists, it would have to spearhead the insurance and risk management program directly.  The founders hired Risk Services, LLC, one of the leading captive managers and the leading administrator of risk retention groups in the U.S.  Working with Risk Services’ underwriters, a Professional Liability solution specifically addressing the unique risk exposures of contract lobbyists was borne.


The program was sent to Milliman who performed the actuarial research and a Claims Made E&O policy, backed by Lloyd’s of London, was developed offering $1 million limits of liability per occurrence and aggregate limits up to $3 million.  The policy features an Extended Reporting Period and a “Zero” deductible. 


State Capital Insurance is a risk retention group (RRG), a policyholder owned insurance company which serves a homogenous class of business, in this case, contract lobbyists.  State Capitol is endorsed by the National Association of State Lobbyists but membership in NASL is not a requirement for insurance.




We have taken the liberty of providing a summary of frequently asked questions for your review.  A representative of State Capitol Insurance Risk Retention Group can also be reached by calling 800.226.0793 ext 337 or emailing

©2010 NASL National Association of State Lobbyists.
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